Prepare Yumbini Mild & Creamy Red Beans & Rice using 3/4 cup water according to package directions. Stir thoroughly and pour into a wide shallow dish such as a pie pan. Put in the refrigerator to cool.
Cut the avocado into quarters lengthwise and remove peel and pit. In a small bowl, mash avocado with a fork. Mix in lemon or lime juice and salt.
Once Yumbini has cooled (10-15 minutes), spread avocado in a thin layer over the Yumbini.
Cover avocado with a layer of sour cream, yogurt or vegan alternative.
Spread a layer of salsa or chopped tomatoes over the top of the sour cream. Note, if using canned diced tomatoes, drain before using.
Sprinkle with grated carrots and shredded cheese if desired.
Top with sliced green onions and, if desired, black olives and pumpkin seeds.
Serve right away or refrigerate up to 4 hours before the party. Enjoy with tortilla chips or fresh vegetables such as carrots, celery or thinly sliced jicama. Yum!